The first step towards home ownership is getting approved for financing. Many sellers require a pre-approval letter to be submitted along with your offer. There are many financing options available. To get pre-approved for financing, click here.
$0 Down Options
USDA Loans offering $0 downpayment. Click here to visit the USDA eligibility website for more information. For a list of lenders servicing USDA Loans, click here.
VA Loans with $0 down, lower interest rates, and limited closing costs. Utilize your benefits and click here for more information. Any lender should be able to assist with VA Loans.
Downpayment Assistance programs up to $30,000. Forgivable secondary loan with 0% interest and no monthly payments. Many grants available! Get in contact with a lender to see if you qualify. Click here for a list of lenders servicing the San Antonio area.
Get help with closing costs
New homes offering to cover closing costs if you use their preferred lender. Most new homes qualify for $0 down, come with stainless steel appliances, and a home warranty. Reserve your home for as little as $500. Move in as little as 30 days. Search new homes here.
If you are wanting to purchase an existing home, we can ask that the seller cover some or all of your closing costs.
Low Downpayment Options
FHA Loans with 3.5% downpayment for credit score 580+
Conventional Loans starting at 5% downpayment